Best bankruptcy attorneys in Indianapolis (Chapter 7 & 13)
This list ranks the 15 Indianapolis law firms where Chapter 7 and Chapter 13 bankruptcy filing is a core, everyday practice, not a side service tacked onto a broader general practice. Rankings come from our methodology, an earned composite built from rating, review volume, recency, and sentiment analysis.
Related debt-relief needs are ranked on their own pages: if foreclosure is the more pressing issue, see our best foreclosure attorneys list. This page only orders firms whose everyday practice centers on Chapter 7 and Chapter 13 filings.
Picks are ranked by score and relevance to bankruptcy (chapter 7 & 13), so a lower overall score can rank higher here.
At a glance
| # | Business | Score | Rating | From | Best for |
|---|---|---|---|---|---|
| 1 | Peter Francis Geraci Law L.L.C. | 92 | 4.9 (576) | — | Budget-friendly filing with $0 down |
| 2 | Peter Francis Geraci Law L.L.C. | 91 | 4.9 (640) | — | Fast callbacks and post-filing counseling |
| 3 | Darrell J. Dolan Attorney At Law | 87 | 5 (52) | — | A solo attorney who handles your case personally |
| 4 | Law Offices of Eugene Mogilevsky | 87 | 4.8 (281) | — | Direct attorney access with fast turnaround |
| 5 | McManus & Associates | 87 | 5 (47) | — | A judgment-free, plain-language approach |
| 6 | John Steinkamp and Associates | 84 | 4.6 (272) | — | High-volume filers and creditor-harassment defense |
| 7 | Perez & Perez Bankruptcy | 81 | 4.7 (72) | — | Transparent pricing and a quick resolution |
| 8 | Peter Francis Geraci Law L.L.C. | 76 | 5 (102) | — | Bankruptcy paired with foreclosure protection |
| 9 | Ebbinghouse Law Group LLC | 75 | 4.9 (18) | — | Bankruptcy cases tangled up with IRS debt |
| 10 | Peter Francis Geraci Law L.L.C. | 74 | 4.8 (196) | — | Fast filing to stop creditor calls |
| 11 | Bymaster Bankruptcy Law Offices | 71 | 4.8 (24) | — | A low-pressure, approachable filing experience |
| 12 | Peter Francis Geraci Law L.L.C. | 73 | 4.9 (91) | — | Flat-fee plans with 7-day availability |
| 13 | Wethington Law Office | 72 | 5 (16) | — | A straightforward process without pressure |
| 14 | Lynch & Belch, P.C. | 70 | 4.5 (31) | — | Reasonable fees and quick first contact |
| 15 | Law Office of Steven Lovern | 70 | 4.3 (49) | — | Estate-plus-bankruptcy work, if actively engaged |
Ranked picks
Peter Francis Geraci Law L.L.C.
Why it ranks first
This location tops the list with the highest composite score and a huge review base of 576, nearly all glowing. Named staff like Bridget, Megan, Lacey, and attorneys Anthony Shull and Rodney Geer are called out repeatedly for walking clients through the process step by step rather than rushing them through paperwork.
Pros
- Bankruptcy filing from $275/month with $0 down
- Staff address clients by name and stay patient with questions
- Free consultations by phone or in office
- Operates across Indiana, Illinois, and Wisconsin
Services: bankruptcy chapter 7 13, loan modification loss mitigation, debt collection defense, foreclosure defense litigation
Peter Francis Geraci Law L.L.C.
Why it ranks second
With 640 reviews at a 4.9 average, this Geraci location shows the same firm-wide strength at even larger scale. Chad, Makenzie, and Gabriel get named often for same-day callbacks, and the included post-filing financial counseling course is a recurring reason clients say they felt set up for a real fresh start rather than just a discharge.
Pros
- Same-day or next-day phone callbacks
- Named staff (Chad, Makenzie, Gabriel) praised repeatedly
- Includes financial counseling after filing
- Organized, professional intake process
Watch out: A few clients said the very first intake call felt rushed.
Services: bankruptcy chapter 7 13, debt collection defense, foreclosure defense litigation, free consultation
Darrell J. Dolan Attorney At Law
Why it ranks third
Darrell Dolan works cases himself instead of handing them to junior staff, and clients say he gives straight answers about timelines and outcomes rather than sugarcoating. His assistant Dawn comes up often for flexible scheduling and support during a stressful stretch, with most callers hearing back within 24 hours.
Pros
- Attorney handles cases personally, not delegated to junior staff
- Assistant Dawn praised for scheduling flexibility and support
- Direct, honest communication about likely outcomes
- Responds to questions within 24 hours
Watch out: Perfect 5-star rating is built on a smaller review base (52), so treat it as a strong but early signal.
Services: bankruptcy chapter 7 13, debt collection defense, foreclosure defense litigation, free consultation
Law Offices of Eugene Mogilevsky
Why it ranks fourth
This office carries a high-confidence score from 281 reviews at 4.8 stars, driven by clients who say Eugene and Tia answer questions within 24 hours and prepare thorough documentation. Reviewers describe an office that moves quickly and stays organized, though the review set also shows the firm handles multiple practice areas with mixed results outside bankruptcy work.
Pros
- Direct access to Eugene or Tia for case questions
- Fast answers, typically within 24 hours
- Detailed preparation and documentation for each step
- Large, high-confidence review base (281 reviews)
Watch out: Some reviewers reported a quoted fee changing shortly after consultation, so get the cost in writing upfront.
Services: bankruptcy chapter 7 13, loan modification loss mitigation, debt collection defense, foreclosure defense litigation
McManus & Associates
Why it ranks fifth
John McManus personally handles cases here and reviewers single him out for stripping the stigma out of bankruptcy, explaining proceedings without burying clients in jargon. Multiple clients mention he stayed reachable years after their case closed, and some got useful free guidance even when he couldn't take their case.
Pros
- Founder handles cases personally with a focus on client understanding
- Long-term availability even after discharge
- Free consultations with tailored financial advice
- 5-star average with strong sentiment across reviews
Watch out: Review volume is modest (47), so the record here is strong but smaller than the top firms.
Services: bankruptcy chapter 7 13, loan modification loss mitigation, debt collection defense, foreclosure defense litigation
John Steinkamp and Associates
Why it ranks sixth
John Steinkamp's team has handled thousands of cases and carries a high-confidence score from 272 reviews. Beyond straightforward bankruptcy filing, reviewers point to the firm's experience fighting debt collection harassment and post-bankruptcy collector issues, with John, Michael, Norma, and Sarah named as approachable points of contact.
Pros
- Handles debt collection harassment and post-filing collector issues
- Named staff accessible throughout the case
- Financial planning and budgeting guidance alongside filing
- Deep experience across thousands of cases
Watch out: A handful of callers described a paralegal declining phone consultations or intake feeling brusque.
Services: bankruptcy chapter 7 13, debt collection defense, foreclosure defense litigation, free consultation
Perez & Perez Bankruptcy
Why it ranks seventh
Jay Perez earns consistent praise for walking clients through Indiana bankruptcy law without judgment while keeping cases moving in months rather than years. Reviewers highlight upfront cost explanations and quick turnaround compared to other firms they'd consulted first.
Pros
- Direct attorney counsel from Jay Perez throughout the process
- Cases often resolved in months, not years
- Transparent fee structure explained upfront
- Compassionate approach for clients in financial crisis
Watch out: A small number of reviewers described slow replies to calls or emails, or disagreement over what a fee covered.
Services: bankruptcy chapter 7 13, debt collection defense, foreclosure defense litigation, free consultation
Peter Francis Geraci Law L.L.C.
Why it ranks eighth
Every one of this location's 102 Google reviews is five stars, with Patrick and Bridget named repeatedly for explaining both bankruptcy and foreclosure options clearly. Reviewers describe the firm going out of its way to help with unexpected financial crises rather than just processing paperwork.
Pros
- All 102 reviews are five-star
- Staff explain every step of the process
- Quick responses to questions
- Handles foreclosure alongside bankruptcy filing
Watch out: The review set skews older, so weigh this alongside more recently active locations.
Services: bankruptcy chapter 7 13, loan modification loss mitigation, foreclosure defense litigation, free consultation
Ebbinghouse Law Group LLC
Why it ranks ninth
Rick Ebbinghouse's firm specializes in resolving IRS problems like audits, wage garnishment, and filing corrections, which makes it a fit for anyone whose bankruptcy also involves tax debt. Reviews span roughly a decade and consistently mention his willingness to explain jargon and his hands-on involvement in each case.
Pros
- Decade-long track record resolving IRS issues
- Explains IRS communication without jargon
- Compassionate handling of high-stress situations
- Near-perfect 4.9 rating
Watch out: Review count is small (18), so this is a promising but thinner data set than the larger firms above.
Services: loan modification loss mitigation, legal services, bankruptcy chapter 7 13
Peter Francis Geraci Law L.L.C.
Why it ranks tenth
This Geraci office draws praise for attorneys Bobby Fine, Ashley Chike, and Lizzette, with reviewers describing patient, attentive guidance that eases anxiety around debt. It offers the same $275/month, no-down-payment structure as the firm's other locations, aimed at getting a case filed quickly.
Pros
- Free phone or office consultations
- Fast filing to stop creditor calls
- Payment plans from $275/month with no down payment
- Named attorneys praised for clarity and emotional support
Watch out: A minority of reviewers described dismissive staff, text-only cancellations, or case errors.
Services: bankruptcy chapter 7 13, loan modification loss mitigation, debt collection defense, foreclosure defense litigation
Bymaster Bankruptcy Law Offices
Why it ranks #11
Bymaster's office comes up as approachable rather than intimidating, with staff who explain each step honestly and work around client schedules. Most reviewers describe a stress-reducing experience, which matters when the main hurdle to filing is often just working up the nerve to call.
Pros
- Eases the stress and anxiety of filing
- Clear, honest explanations of the process
- Flexible scheduling around clients' lives
- Listens to individual concerns rather than rushing
Watch out: One older review mentioned unanswered phone calls, and the review base is small (24).
Services: bankruptcy chapter 7 13, loan modification loss mitigation, debt collection defense, foreclosure defense litigation
Peter Francis Geraci Law L.L.C.
Why it ranks #12
This Geraci location is open seven days a week and keeps the same $275/month, $0-down flat-fee structure, with Tony and Lacey named for clear explanations and steady follow-up by text and email. Most clients describe a major drop in stress once they understood the process laid out plainly.
Pros
- Flat fees from $275/month with $0 down
- Open seven days a week
- Named attorneys (Tony, Lacey) praised for clarity
- Consistent follow-up via text and email
Watch out: An early review flagged pressure to share personal details before fees were discussed, though recent reviews don't repeat this.
Services: bankruptcy chapter 7 13, loan modification loss mitigation, debt collection defense, foreclosure defense litigation
Wethington Law Office
Why it ranks #13
All 16 reviews here land at five stars, with clients describing filing as made easy and staff staying attentive during hearings, not just at intake. A retired bankruptcy trustee vouching for the firm's work across hundreds of cases adds an unusual layer of outside credibility.
Pros
- Approachable, not high-pressure
- Fast, straightforward filing process
- Flexible payment plans
- Endorsed by a retired bankruptcy trustee familiar with the firm's work
Watch out: Review count is small (16), so confirm current availability directly.
Services: debt collection defense, foreclosure defense litigation, free consultation, loan modification loss mitigation
Lynch & Belch, P.C.
Why it ranks #14
Lynch & Belch stands out for answering questions on the very first call and treating clients as individuals rather than case numbers during a hard financial stretch. Reviewers consistently mention fees that are reasonable for the work compared to other firms they priced out.
Pros
- Answers questions quickly on first contact
- Treats clients personally, not as case numbers
- Fees described as affordable relative to the market
- Patient, respectful handling of Chapter 7 and 13 cases
Watch out: One reviewer described a strongly negative experience against an otherwise consistent positive record.
Services: bankruptcy chapter 7 13, loan modification loss mitigation, foreclosure defense litigation, free consultation
Law Office of Steven Lovern
Why it ranks #15
When Steven Lovern is actively working a case, reviewers describe clear explanations of complex legal issues, honest advice, and thorough estate and bankruptcy work. But the same review set includes recent one- and two-star reports of months of silence and cases dropped without notice, so the overall record is genuinely mixed rather than uniformly strong.
Pros
- Honest advice on whether you need an attorney at all
- Clear explanations of complex legal matters
- Thorough estate and will drafting alongside bankruptcy
- Responsive and adaptable when actively engaged on a case
Watch out: Multiple recent reviews describe months of unreturned calls and cases abandoned close to court dates; confirm active engagement before relying on a filing deadline.
Services: debt collection defense, foreclosure defense litigation, free consultation, loan modification loss mitigation