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Bankruptcy (Chapter 7 & 13) in Greenwood

Bankruptcy (Chapter 7 & 13) in Indianapolis Metro

When a foreclosure is bearing down, bankruptcy is often the fastest legal brake available. Filing Chapter 7 or Chapter 13 triggers an automatic stay that halts a sheriff's sale or trustee auction the moment the case is entered, at least temporarily. Chapter 7 wipes out unsecured debt like credit cards and medical bills but does little for a mortgage in default unless the home is surrendered. Chapter 13 is the tool most homeowners actually need: it lets you catch up on missed mortgage payments over a 3 to 5 year repayment plan while keeping the house, as long as you can show steady income to fund the plan.

Greenwood has 7 attorneys and firms listed in this category, and picking the right one matters more than it might seem. Look for a lawyer who handles mortgage arrears and lender negotiations regularly, not just general consumer debt, and who can tell you plainly whether Chapter 7 or Chapter 13 fits your situation before you pay a retainer. Ask how many active Chapter 13 plans they're currently managing, since a caseload that's too heavy often means missed deadlines and dropped calls.

Our ranked guide to Greenwood bankruptcy attorneys scores each firm on factors like responsiveness, experience with foreclosure-adjacent filings, and client feedback, so you can shortlist candidates instead of cold-calling seven offices. The full scoring breakdown is on our methodology page.

Read the ranked guide: Best bankruptcy attorneys in Greenwood (Chapter 7 & 13) View all on map →

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All bankruptcy (chapter 7 & 13) in Greenwood, ranked by score and relevance

We found 7 businesses offering bankruptcy (chapter 7 & 13) in Greenwood; 6 met the criteria for the scored directory. The order weighs each business's overall score by how much of its reviewed work is bankruptcy (chapter 7 & 13), so a lower-scored specialist can rank above a higher-scored generalist.

Law Office of Matthew M. Cree, LLC
#1
90

Law Office of Matthew M. Cree, LLC

5.0(251)✓ Google-verified

Matt Cree guides clients through bankruptcy and debt cases with patience and clear explanations, consistently turning anxious situations into straightforward processes. Staff responsiveness varies; one caller reported rudeness, but the vast majority praise his knowledge, availability, and genuine care for case outcomes. His strength lies in making complex legal terrain feel manageable. Clients note he explains details upfront, answers questions quickly, and maintains contact throughout proceedings. For those wrestling with foreclosure, collections, or bankruptcy, his Greenwood office offers the combination of competence and human connection reviewers say eases financial distress.

Bankruptcy (Chapter 7 & 13)Debt Collection DefenseForeclosure Defense & Litigation
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Jackson & Oglesby Law LLC
#2
85

Jackson & Oglesby Law LLC

5.0(50)✓ Google-verified

Five-star reviews across 50 submissions paint Jackson & Oglesby as a steady, empathetic partner through bankruptcy filing. Reviewers consistently highlight Stacy Burkhard's and Dana Oglesby's patience, availability, and ability to translate legal complexity into plain language, particularly valuable when clients face personal crises like job loss or bereavement. Staff remembered by name answer questions repeatedly without rushing. The firm's 30-year track record and NACBA membership ground the professionalism reviewers experienced. Even years-old cases see follow-up help, suggesting long-term client relationships matter beyond the initial filing.

Bankruptcy (Chapter 7 & 13)Debt Collection DefenseForeclosure Defense & Litigation
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The Curry Law Firm LLC
#3
78

The Curry Law Firm LLC

4.7(38)✓ Google-verified

Davina Curry earns strong praise for fighting hard in contested family law and custody cases, delivering court wins and clear explanations. Some older reviews flag delays in filing motions and missed communication, though recent feedback emphasizes quick responses and thorough case management through resolution.

Loan Modification & Loss MitigationFree ConsultationLegal Services
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Office of Bradley A. Gregory
#4
63 low data

Office of Bradley A. Gregory

4.6(20)✓ Google-verified

Most clients report a smooth, unhurried process with clear explanations and patient support through bankruptcy and debt matters. One dissatisfied client describes being dropped after paying over a thousand dollars, with promised refunds delayed over two weeks despite repeated assurances.

Bankruptcy (Chapter 7 & 13)Free ConsultationDebt Collection Defense
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Hall Law Office, P.C.
#5
48 low data

Hall Law Office, P.C.

5.0(2)

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Loan Modification & Loss MitigationFree ConsultationLegal Services
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Get matched with bankruptcy (chapter 7 & 13) in Greenwood

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Mark Sears
#6
43 low data

Mark Sears

5.0(1)

Not enough recent reviews yet to synthesise a reliable sentiment read for this business.

Loan Modification & Loss MitigationDebt Collection DefenseBankruptcy (Chapter 7 & 13)
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Common questions about bankruptcy (chapter 7 & 13)

How much does a Chapter 7 or Chapter 13 bankruptcy cost in Greenwood?
Attorney fees for Chapter 7 typically run in the $1,000 to $1,800 range plus the federal filing fee. Chapter 13 costs more upfront in structure, often $3,000 to $4,000, but the fee is usually rolled into the repayment plan rather than paid in full at filing. Get a written fee agreement before signing anything.
Will filing bankruptcy actually stop a foreclosure sale?
Filing either chapter triggers an automatic stay that pauses a scheduled sale immediately, but Chapter 7 only delays things for a few months since it doesn't cure the missed payments. If you want to keep the house, Chapter 13 is the chapter that lets you spread the arrears into a repayment plan while the stay stays in effect.
How do I know if a bankruptcy attorney is any good, versus just cheap?
Ask specifically about their Chapter 13 confirmation rate and how many mortgage lenders they've negotiated with directly. A lawyer who mostly files Chapter 7 for straightforward debt cases may not have the mortgage-servicer relationships a foreclosure-driven Chapter 13 case needs.
How often do people go through this more than once?
You generally can't refile Chapter 7 and get a discharge again for 8 years, or file Chapter 13 again for 2 years after a prior Chapter 13 discharge, so most people treat it as a one-time reset rather than a recurring option.

Last updated 2026-08-27